Financing & Insurance

Financing & Insurance

Accessible Dental Care in Oviedo

Making Complete Smile Care Easier To Afford

At Innovative Dental & Orthodontics, we want it to feel easier to get the dental, orthodontic, implant, or restorative care your smile needs. Our Oviedo team offers flexible payment options, Cherry financing, HSA/FSA payment options, credit and debit card payments, and pay-in-full savings to help you move forward with more confidence.

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Insurance Made Easier

Understanding your insurance benefits can feel confusing, but our team is here to help. We'll help you review your coverage, estimate your out-of-pocket costs, and understand your options before treatment begins.

Here are just some of the insurance plans we accept:

  • Advantica
  • Aetna
  • Anthem
  • Cigna
  • Delta Dental
  • Guardian
  • Humana
  • Metlife
  • Principal
  • United Concordia
  • United Healthcare
  • And more!

Please note that we do not accept HMOs, Medicaid, or Medicare at this time.

Flexible Ways To Pay

Pay in Full

For patients who prefer to pay treatment costs upfront, we offer a pay-in-full discount. Our team can explain available savings before you begin care.

Use HSA/FSA Funds

Put eligible health savings or flexible spending account funds toward qualifying care using pre-tax dollars you've already set aside.

Pay Directly

We accept all major credit and debit cards to keep paying for care simple, and we'll walk you through your estimated costs first.

Cherry Payment Plans

Cherry Payment Plans allow you to begin treatment right away and pay over time with simple, flexible monthly payments. With a quick application, fast approvals, and clear payment terms, Cherry makes it easier to move forward with the care you need now.

Ask our team about Cherry Payment Plans and we'll help you find an option that fits your budget before treatment begins.

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