Does Insurance Cover Invisalign?

Invisalign is a popular alternative to traditional braces for resolving most mild to moderate malocclusions. This is often the preferred option for patients who want a more discreet, convenient solution. However, since it is an alternative treatment, many patients at Innovative Dental and Orthodontics have the same question: “Does insurance cover Invisalign?”

Insurance coverage depends on the specifics of your plan and provider. Some dental plans offer partial coverage for orthodontic treatments while others classify it as a cosmetic treatment and will not cover it at all. Our office staff will work with your provider to determine your coverage to help you determine what you can expect to pay for this treatment.

This article explains what you need to know about Invisalign cost and insurance coverage.

How Much Does Invisalign Cost?

The average cost of Invisalign treatment ranges from around $1,200 to $8,000. There are several factors involved in determining the cost, including:

• The complexity of the malocclusion
• The region you live in
• The experience/expertise of the dentist
• The number of aligners required
• The length of treatment

In some cases, additional treatments may be necessary including tooth extractions, dental fillings, gum disease treatment, and more. These treatments are not covered under the base cost of your orthodontic treatment, which means they will increase the overall cost.

How Much Does Invisalign Cost with Insurance?

The out-of-pocket cost of Invisalign after insurance coverage depends on your personal dental plan. Most of the time, insurance will cover up to a certain dollar amount or percentage of the cost.

Our office staff will contact your dental insurance provider to determine your coverage and provide you with a quote for your portion before beginning your treatment. Keep in mind that you will likely still have some out-of-pocket expenses, as very few plans will offer 100% coverage on procedures such as this.

Alternative ways to pay for Invisalign Treatment

If your insurance provider does not cover Invisalign treatment or if you need help paying your portion of treatment, Innovative Dental and Orthodontics is committed to help. We offer a variety of alternative ways to pay for your treatment, including:

• FSA/HSA: FSA and HSA accounts are usually a feature of your health insurance or your employee benefits and are funded from pre-tax dollars. You can use these funds to pay for eligible medical and dental expenses including Invisalign treatment.
• Payment Plans: Innovative Dental and Orthodontics offers in-house financing to help make treatment easier to pay for. Our plans offer flexible terms with no credit check and 0% interest. Ask our office staff for more information.
• Medical/Dental Financing: there are several medical and dental financing companies on the market including CareCredit, LendingClub, Sunbit, and more. These companies typically offer low- and no-down payments with flexible terms, which can be stretched to as much as 60 months.
• Dental Schools: typically, treatment at dental schools is more budget-friendly because the procedures are performed by students and supervised by experienced dentists.
• Orthodontic Grants/Scholarships: there are a few organizations that offer financial aid to individuals who need help paying for their orthodontic treatments. Qualification requirements vary based on the specific program, but typically patients must be low-income.
• Crowdfunding: set up a fundraising account on a website like GoFundMe to raise funds for your Invisalign treatment. This allows family, friends, and even strangers to contribute to your treatment.

Before you commit to Invisalign treatment, take the time to research all of your financial options to find the best way to afford your treatment. We believe that everyone deserves to have the smile they want, so we will work with you to help make your treatment more budget-friendly.

Schedule Your Orthodontic Evaluation at Innovative Dental and Orthodontics Today

Millions of people have at least a mild malocclusion. Many can live with theirs, while about 25% to 53% of the population require treatment. Invisalign is a popular alternative to traditional braces, primarily due to it’s discreet nature. Since the aligners are made from clear plastic, most people won’t notice them, even at close range.

If you have a malocclusion and you are interested in learning more about your options for orthodontic treatment, schedule your evaluation today with the team at Innovative Dental and Orthodontics. Our professional staff will help you understand the costs of getting the perfect smile.